Trip expense split calculator

How the math works

Each expense is divided equally among the people you tick for it (so the wine only splits among the wine drinkers). Everyone ends with a net balance — paid minus owed — and the calculator matches the biggest debtor with the biggest creditor until everyone is at zero. That produces the minimum number of payments, which is why six friends usually settle a whole trip in two or three transfers instead of fifteen.

Not sure how the group should split things? Our guide to splitting expenses on a group trip covers the four split methods and when each is fair, and the Airbnb cost-splitting guide handles the couples-vs-solo-travelers problem. Prefer a spreadsheet? Use the free Google Sheets template.